Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002041

Goal
81,486 €
Raised
40,225 €
49%
Return rate
up to 15.4%

Rating
B

Period
24

Time left

LTV
70%

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Stancho Stanchev, ERATO-SIK-IVANOV, STANCHEVA I SADRUZHIE Village Medovo, municipality Bratya Daskalovi, region Stara Zagora
header_1 Declared Owned
Dirbama žemė 1154.93 ha 190.00 ha
20222021
Revenue 1,944,954.32 € 1,598,298.42 €
Net profit 170,260.20 € 74,979.50 €
Equity ratio 13.83% -
Bendra įkeisto turto vertė

116,408.89 €

Traktorius MASSEY FERGUSON MF7726F wheeled tractor 2020 116,408.89 € Pagal nepriklausomą turto vertinimą
Asmeninis laidavimas Personal surety of the company's director - -
Asmeninis laidavimas Personal surety of the company's shareholder - -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
BG0002041 81,486.00 € 81,486.00 € 0.00 € Renkama
BG0001851 46,639.00 € 46,010.11 € 1,708.07 € Aktyvi
BG0001887 27,638.00 € 27,300.56 € 1,006.61 € Aktyvi
BG0002015 38,396.00 € 38,396.00 € 0.00 € Aktyvi

Loan calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.2%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary, and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.2% Investing from 500 € - 13.9% Investing from 1,000 € - 14.2% Investing from 2,000 € - 14.5% Investing from 5,000 € - 14.7% Investing from 10,000 € - 14.9% Investing from 20,000 € - 15.4%
Project description
Documents
Payment schedule

Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą heavy2041.

1990 m. įkurta bendrovė „Erato-SIK-Ivanov, Stancheva & Sadrujenie“ yra žemės ūkio įmonė, daugiausia dėmesio skirianti grūdinių kultūrų, tokių kaip kviečiai, kvietrugiai ir saulėgrąžos, auginimui, taip pat rožių, levandų, vyšnių ir slyvų eteriniams aliejams gamybai 1155 ha žemės, iš kurių 190 ha priklauso bendrovei. Kad gamybos ciklas būtų užbaigtas, bendrovė vietoje turi spirito varyklą, kurioje perdirbami eteriniai aliejai iš rožių ir levandų laukų.

Siekdama nuolat tobulėti, bendrovė kasmet investuoja į modernią techniką, kad padidintų veiklos efektyvumą. 2022 m. bendrovės pajamos siekė beveik 1,94 mln. eurų ir, palyginti su ankstesniais metais, padidėjo 21 proc.

2019 m. „Erato-SIK-Ivanov, Stancheva & Sadrujenie“ buvo apdovanota pirmuoju prizu už Metų žemės ūkio bendrovę.
Šiuo metu savininkams reikia papildomų apyvartinių lėšų, kad galėtų įsigyti sėklų ir trąšų bei padengti likusią ratinio traktoriaus MASSEY FERGUSON MF7726F, kuris bus naudojamas kaip šios paskolos įkeitimas, lizingo sumą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.