Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001976

Goal
25,500 €
Raised
25,500 €
100%
Return rate
up to 14.5%

Rating
B+

Period
31

Time left

LTV
60%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Regimantas Grudzinskas Ukmergės r., Deltuva, Kaštonų g. 17
header_1 Declared Owned
Dirbama žemė 160.22 ha 29.86 ha
20232022
Revenue 257,853.00 € 224,899.00 €
Net profit 72,645.00 € 8,570.00 €
Equity ratio 1.79% -
Bendra įkeisto turto vertė

42,500.00 €

Sunkioji technika Traktorius 2014 42,500.00 € Pagal nepriklausomą turto vertinimą
Kita Asmeninė atsakomybė - - -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
LT0001976 25,500.00 € 25,400.00 € 293.94 € Aktyvi
LT0000840 30,900.00 € 0.00 € 4,773.40 € Grąžinta
LT0000910 17,500.00 € 0.00 € 2,236.56 € Grąžinta
LT0001802 52,000.00 € 51,400.00 € 2,499.15 € Aktyvi
Project description
Documents
Payment schedule
2013 m. Ukmergės rajone įkurtas augalininkystės ūkis, kuriame auginami grūdiniai augalai: avižos, kviečiai, grikiai, žirniai ir kiti grūdai. Dirbamos žemės sklypas sudaro 160,22 ha, iš jų 29,86 ha - nuosavos žemės.

Ūkio technikos parką sudaro du traktoriai, kombainas ir kita žemės dirbimo įranga: akėčios, sėjamoji, trąšų barstytuvas, purkštuvas, priekaba grūdams vežti ir kt. Ūkininkas ūkininkauja naudodamas beariminį žemės dirbimo metodą.

Ūkininkas turi paskolą "HeavyFinance" platformoje, kurią moka be priekaištų, tačiau praėjusiais metais kruša ir smarkios liūtys sunaikino 50 % derliaus, todėl ūkininkas susidūrė su apyvartinių lėšų trūkumu šiems metams ir kreipėsi dėl paskolos sezonui pasirengti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.