Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002016

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%

Rating
A

Period
18

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Irmantas Stunžėnas Kelmės r., Šaukėnų sen., Šaukėnai, Žemdirbių g 19
header_1 Declared Owned
Dirbama žemė 153.16 ha 12.60 ha
20222021
Revenue 75,317.00 € 45,511.00 €
Net profit 20,952.00 € 22,496.00 €
Equity ratio 59.74% -
Bendra įkeisto turto vertė

0.00 €

Kita Asmeninė atsakomybė - -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
LT0002016 15,000.00 € 15,000.00 € 0.00 € Aktyvi
LT0001392 11,000.00 € 0.00 € 770.00 € Grąžinta
Project description
Documents
Payment schedule

Prieš 10 metų Kelmės rajone buvo įkurtas mišrus ūkis. Jis pradėjo ūkininkauti 3 ha nuomojamos žemės, o šiandien jo ūkis išaugo iki 153,16 ha, iš kurių 12,6 ha priklauso jam pačiam.

Dabar mišriame ūkyje jis augina kviečius, žirnius ir avižas. Jis laiko apie 70 galvijų, iš jų 31 melžiamą karvę. Pieną parduoda kooperatyvui "Dobilas", o grūdus - UAB "Agrokoncernas".

Ūkininkas ūkininkauja kartu su šeima, turi 3 traktorius ir mažesnę techniką. Kitame savo plane ūkininkas planuoja šiais metais padidinti žemės ūkio paskirties žemės plotą iki 160 ha. Be to, verslininkas taip pat planuoja įsigyti traktorių ir sėjamąją.

Ūkininkas kreipėsi į HeavyFinance investuotojų draugiją su prašymu suteikti paskolą apyvartai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.