Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001943

Goal
41,500 €
Raised
41,500 €
100%
Return rate
up to 14.7%

Rating
B

Period
36

Time left

LTV
60%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Andrzej Wierzbowski Czaplice 18, 18-402 Łomża
header_1 Declared Owned
Farming land 18.77 ha 18.77 ha
20232022
Revenue 246,597.00 € 255,403.00 €
Net profit - -
Equity ratio - -
Total value of pledged assets

69,240.00 €

Sunkioji technika Traktorius 2012 46,600.00 € Pagal nepriklausomą turto vertinimą
Sunkioji technika Presas 2012 22,640.00 € Pagal nepriklausomą turto vertinimą
Kita Asmeninė atsakomybė - -
Read more about security measures here.
Loan number Project goal Outstanding principal Paid interest Status
PL0001943 41,500.00 € 41,500.00 € 0.00 € Fully funded
Project description
Documents
Payment schedule

Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą heavy1943.

Andžejus ūkininkauja nuo 1995 m. Dalį jo gavo iš tėvų. Jis augina 50 proc. kukurūzų ir 50 proc. šiaudų.

Pagrindinis jo verslas - pieno gamyba. Visus javus ir šiaudus naudoja tik savo melžiamoms karvėms. Savo karves jis šeria savo paties pagamintais produktais. Taip jis mažina ūkio aprūpinimo išlaidas.
Antrasis pajamų šaltinis - mėsinių karvių pardavimas. Iš viso jis laiko 80 karvių. Andžejus ūkyje dirba kartu su žmona. Ūkyje yra tokios mašinos kaip žemės dirbimo agregatai, beplūginiai plūgai, cisternos ir pašariniai vagonai. Andžejus daugiausia ūkininkauja be žemės dirbimo.
Ateityje jis planuoja įsigyti papildomų karvių ir pirkti naujos žemės. 
Andžejus yra sudaręs sutartis su regionine pieno gamykla ir Piątnicos pieno gamykla.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.