Pilnai investuota

A Loan to Acquire a New Tractor

Surinkta:
28 500.00 €
Tikslas:
28 500.00 €
Palūkanos
13.5 %
Tikslas
28 500.00 €
Paskolos periodas
24 Mėnesiai
Rizikos klasė
C
Paskolos tipas
Loan for purchase
Investuotojai
76
Vieta
Lithuania
Pristatymas
Detali informacija
Projekto savininkas
Projekto rizikos
Dokumentai

Antrinė rinka

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Pristatymas

Algirdas Maldaikis is a young farmer who launched his mixed farm in 2015. Due to a high crop yield this year he managed to earn more than usual and did some harvesting work to other farmers with his own combine harvester to get some extra revenue.


Currently, Algirdas has 26 hectares of arable land and sees the opportunity to acquire more land. In the future, he is willing to expand his farm to 60 hectares. But first, he needs to buy the needed machinery to take care of growing operations. Therefore, he is buying a new Belarus 952.2 tractor for 26.500 Eur including VAT.


To acquire this tractor and prepare it for work in the farm Algirdas is borrowing 28.500 Eur. Furthermore, he will use the following items as collateral:
- Tractor Belarus 952.2
- Combine Harvester Dronningborg D 7000
- 1,2 hectares of arable land
Consequently, LTV ratio is 70%.

Last year, his revenue was 4.200 Eur and he also got 8.700 Eur in subsidies. This year he is expecting to get more revenues and grow more cattle.



Interest rates:


Interest rate – 13,5 %

At present, the Platform Operator does not make it possible to transfer claim rights that are acquired by concluding financing transactions through the Platform. (No secondary market)


Purpose of the loan:


To purchase tractor “Belarus 952.2”


Project investment return and interest payment:


  • Start of the loan financing period on the HeavyFinance (Platform Operator) platform: 2020-10-13
  • End date of the financing period: 2020-10-27, or until the loan is fully financed.
  • Investment: from 100 €
  • Annual return on investment: 13,5%.
  • Loan term: 24 months
  • The Borrower will repay EUR 14,535 in two annual installments, interest will be paid monthly and EUR 13,965 will be paid with the last payment.

Detali informacija

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Projekto savininkas

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Projekto rizikos

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Dokumentai

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Investicijos

Investicijų nerasta.

Kiti projektai

Loan to Acquire a Telescopic loader JCB 541-70 Industrial

Liko investuoti:
12 dienos 23:05:59
Surinkta:
13 576.00 €
Tikslas:
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Informacija
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Loan Backed by a Piece of Land and the Tractor

Liko investuoti:
9 dienos 23:05:59
Surinkta:
9 309.00 €
Tikslas:
39 200.00 €
Informacija
Investuoti

Working capital

Surinkta:
20 000.00 €
Tikslas:
20 000.00 €

Pavyko

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