Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002019

Goal
13,000 €
Raised
12,611 €
97%
Return rate
14%

Rating
B

Period
18

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Ingrida Mačiulaitienė Šeimenos sen. Vilkaviškio r. sav.
header_1 Declared Owned
Dirbama žemė 217.76 ha 48.32 ha
20222021
Revenue 286,755.00 € 382,106.00 €
Net profit 65,665.00 € 93,961.00 €
Equity ratio 8.09% -
Bendra įkeisto turto vertė

0.00 €

Other Personal liability 0.00 € -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
LT0002019 13,000.00 € 13,000.00 € 0.00 € Renkama
LT0000171 66,130.00 € 0.00 € 10,747.02 € Grąžinta
LT0000473 11,000.00 € 0.00 € 1,145.10 € Grąžinta
LT0001075 16,500.00 € 0.00 € 1,207.92 € Grąžinta
LT0001395 17,500.00 € 17,500.00 € 1,925.00 € Aktyvi
LT0001624 20,800.00 € 20,800.00 € 1,250.64 € Aktyvi
LT0001627 50,000.00 € 47,900.00 € 0.00 € Aktyvi
LT0001818 22,000.00 € 21,266.68 € 0.00 € Aktyvi

Loan calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary, and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule

Introducing an investment opportunity in a viable, sustainable crop farm.

The farmer, who has been farming with her husband since 2011 with enthusiasm and professionalism, today manages a farm of 270 hectares, of which 50 hectares belong to the family itself. The family is constantly looking to expand the farm and increase the land under management.

The farm currently grows winter and summer wheat, oilseed rape and beans.

To ensure a high yield and quality harvest, the farmer uses two modern tractors, a hi-tech combine harvester, a cultivator, a cultivator, an efficient seeder and other high quality agricultural machinery to ensure high yields and efficient work. It is also important to note that this farmer is a reliable and long-standing member of the HeavyFinance community. She regularly repays her loans on time and the three loans that have already been fully repaid (LT0000171, LT0000473 and LT0001075) amount to a total of EUR 93 630.

The funds provided by the investors will be used for the purchase of seeds and fertilisers to ensure the development of the farm and the optimum growth of production. Join us in helping this farm to grow and succeed.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.