Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

PL0002029

Tikslas
39,750 €
Surinkta
25,232 €
63%
Palūkanų dydis
iki 15.7%
Reitingas
B
Periodas
42
Liko laiko
LTV
70%
Šalis
Poland
Paskolos tikslas
Investment to increase production
Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas Adresas
Tomasz Jóźkiewicz Pieńki Głupickie 1, 97-403 Drużbice
header_1 Deklaruotas plotas Nuosavas plotas
Farming land 100.00 ha 30.00 ha
20232022
Pajamos 388,443.00 € 119,904.00 €
Grynasis pelnas - -
Nuosavo kapitalo santykis - -
Total value of pledged assets

56,458.50 €

Land Agricultural land 9.41 ha 56,458.50 € Based on the average prices presented by Central Statistical Office and the Agency for Restructuring and Modernization of Agriculture
Other Personal liability - -
Other Personal surety - -
Read more about security measures here.
Paskolos numeris Paskolos suma Paskolos likutis Apmokėtos palūkanos Statusas
PL0002029 39,750.00 € 39,750.00 € 0.00 € Raising
PL0001560 29,377.00 € 23,977.96 € 2,818.24 € Active
PL0001601 29,377.00 € 24,667.13 € 2,449.80 € Active
PL0001776 15,000.00 € 10,057.88 € 755.31 € Active
PL0001993 39,750.00 € 39,750.00 € 0.00 € Active

Loan calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary, and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.6% Investing from 500 € - 14.3% Investing from 1,000 € - 14.6% Investing from 2,000 € - 15.1% Investing from 5,000 € - 15.3% Investing from 10,000 € - 15.7%
Projekto aprašymas
Dokumentai
Mokėjimo grafikas
The farmer received the farm from his parents in January 2015. Since then he's been taking care of it alongside them and his wife. He rears 2,000 fattening pigs per year, Danish breed cattle and 30 mixed breed cattle. Since the last funding, he has increased his pig farm by 200 head and leased an additional 20ha of land. He produces his own feed or buys it depending on the economic situation.

The current sowing structure are potato - 5ha, triticale - 20ha, barley - 20ha, rye - 10ha, maize - 45ha, and barley - 28ha.

The main equipment being used in the farmland are Fendt 716 2001 and New Holland Td5.105 2018. He also has other attachment such as ploughing and ploughless cultivation, pottinger 5-furrow rotary plough, disc cultivator, stubble breaker, coulter, seed drill, slurry tanker, New Holland press, Rauch fertiliser spreader.

The farmer applies sustainable practices on his farm. Fertiliser application and mixing within 12 hours, sowing of intercrops Previous financing was used for a Rauch fertiliser spreader and the purchase of piglets. The farmer will use the capital to purchase piglets and to purchase a sprayer.

HeavyFinance investor community has previously contributed to the development of his farm through his first three loans on the platform. Currently, the farmer has a total active balance of 65 746 € which he has been making payments on time.





The farmer has a plan to purchase 500 piglets as well as refinance his existing mortgage with other financial institutions. To achieve this, he needs 79,500 EUR from the HeavyFinance investor community, the amount has been divided into two smaller loan amounts. Both loans will be pledged with the same asset, agricultural loan ID RA1L/00026798/7, RA1L/00024259/3 with a value of € 56 458 each, resulting in the 70% LTV. This is the second loan in line.

Projekto rizikos

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.