Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

PL0002039

Tikslas
47,500 €
Surinkta
3,431 €
7%
Palūkanų dydis
iki 14.2%
Reitingas
B+
Periodas
35
Liko laiko
LTV
50%
Šalis
Poland
Paskolos tikslas
Investment to increase production
Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas Adresas
Sebastian Czerw Skotniki Dolne 65, 28-160 Wiślica
header_1 Deklaruotas plotas Nuosavas plotas
Farming land 23.00 ha 3.00 ha
20232022
Pajamos 363,324.00 € 230,404.00 €
Grynasis pelnas - -
Nuosavo kapitalo santykis - -
Total value of pledged assets

94,653.00 €

Land Agricultural land 0.57 ha 2,492.00 € Based on the average prices presented by Central Statistical Office and the Agency for Restructuring and Modernization of Agriculture
Building Residential building 92,161.00 € According to independent property valuation
Other Personal liability - -
Read more about security measures here.
Paskolos numeris Paskolos suma Paskolos likutis Apmokėtos palūkanos Statusas
PL0002039 47,500.00 € 47,500.00 € 0.00 € Raising
PL0001992 47,500.00 € 47,500.00 € 0.00 € Active

Loan calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.1%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary, and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.1% Investing from 500 € - 12.8% Investing from 1,000 € - 13.1% Investing from 2,000 € - 13.6% Investing from 5,000 € - 13.8% Investing from 10,000 € - 14.2%
Projekto aprašymas
Dokumentai
Mokėjimo grafikas
The farmer has been farming since 1995, when he took over 0.5ha of land from his parents. He has since expanded the farm to 23ha of which he owns 3ha. The farmer on the farm works together with his wife and employs seasonal workers.
On the farm he is engaged in crop production and his sowing structure is 4ha of garlic, 2ha of zucchini, 16.5ha of corn and 0.5ha of cucumber raised in a heated greenhouse.

On the farm he uses machinery such as: DEUTZ-FAHR tractor 2013, AKPIL plow 2013, KRONE MUSTANG rotary plow 2013, BRODNICA cultivating unit 2014, AGTIL disc harrow 2013.

The farmer needs funds to put up production in the greenhouse, stocking, crop protection products. His main goal for the next 3 years is to focus on greenhouse production, which brings him the most revenue. It is important for him to produce the highest quality products with economic efficiency and environmental neutrality. He also plans to erect a shed for drying garlic.

This is the second loan out of two loans in the pipeline of the farmer. The building no. KI1B/00013748/6 which has a valuation of 185 700 EUR (according to the independent valuation report) was also used as collateral for his first loan. For this loan, the assigned pledge value of the building is 92 161 EUR. Together with the 0.5 ha of land, the total collateral value to secure the loan is 94 653 EUR, resulting in 50% LTV.

Projekto rizikos

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.